THE LOANS YOU NEED
CREATIVE LENDING SOLUTIONS
Not all loan officers are created equal and neither are the lenders they work for.
While banks and many hard money lenders would make you conform to their box, at Builders Capital we have the ability to adjust the terms, conditions and pricing of each loan to address the specific needs of your project and/or business. In fact, I rather enjoy getting creative to solve a challenge.
But don't think just anyone can help your project be successful. It takes years of experience and plenty of education to know the in's and out's of construction and the best ways to structure complex loans. I started my career building custom homes before transitioning into production building for some of America's largest home builders. With more than 15 years of experience in construction Purchasing and Operations plus an advanced business degree I know what your needs are and what it takes to create the right lending solution for you.
Loans for New Construction
Single Family, Town Homes, Condos, Row Homes
Builders Capital Construction Loans are designed to adjust to varying project needs. Typical loans fund up to 70% LTV or 90% LTC with rates, fees and terms dependent on a number of factors.
Interest Reserve Available
Loan Terms up to 24 months
Spec Homes Permitted
Interest Charged on Drawn Balance Only
One loan for multiple units/lots if desired
Up to 75% LTV Typical
90% - 100% LTC Available
Interest Reserve Available
Single Family & Condos
Town Homes & Row Homes
Bridge & Go!
Are your plans old and in need of a refresh? Anticipating a prolonged permitting process? Or, perhaps you need to buy your lot now but you won't be read to build for a while?
If so, the Bridge & Go! Loan may be just the solution for you. It pays for land acquisition and soft costs until you are permit ready. Then it rolls into a construction loan allowing you to get right to building. All without a refinance.
Land Development + Vertical Construction
The All-in-One Loan is one of my personal favorites. No longer do we need to fund expensive land development loans and then refinance into a vertical construction loan to pay it off. Builders Capital now offers the All-in-One loan throughout Florida, Georgia and the Southeast. With the All-in-One loan you have the convenience of a land development loan to cover your community infrastructure and horizontal construction costs that rolls into a vertical construction loan to fund some or all of your residential units. It's not just convenient but it could save you a lot of money. Ask me how!
Bridge loans are the perfect solution for builders and investors who need to acquire and hold a fully entitled property for up to 12 months. Once you have a property under ownership you can secure plans, engineering, permits and everything else you need to build.
Up to 12 month terms
Up to 75% LTV
Interest Payments Required
HOLD FOR RENT LOANS
It is important to always have an exit strategy when financing your construction (that's how you plan to pay off your loan). But what if you'd rather hold onto a piece of property to rent it out and generate monthly income rather than selling? If that's the case, a Hold for Rent loan may be the perfect solution for you.
Refinance out of your construction loan after Certificate of Occupancy (CO)
Hold property in your business not personal name
Up to 30 year terms available
Stabilized or not stabilized
“Bryan Trent impressed me with his knowledge of the home building Industry and straightforward approach. He has high expectations of himself. It is always a pleasure to do business with somebody who is a very good negotiator end knows even the smallest details about home building.”
ROMAN BARANSKI | OWNER | PREFABRICATED STAIRCASE COMPANY